Terms of Use

Last update : 1 month ago


These Terms of Use (“Terms”) govern your access to and use of the Smartflow digital tools and platform operated by Smartby LLC. By accessing or using the services, you agree to be bound by these Terms.

1. Scope of Services

Smartflow provides subscription-based access to digital tools designed to deliver news aggregation, data analysis, and financial modeling capabilities. The services are intended for informational and decision-support purposes only and do not constitute professional, legal, or financial advice.

2. User Accounts and Access

Access to Smartflow tools requires the creation of a user account. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account.

3. Use of User Data Within the Platform

Smartby LLC does not use individual user data, uploaded content, or project information to train, improve, or modify the underlying tools, algorithms, or models. User-generated data remains strictly isolated and is used solely for the purpose of providing the requested service to the user.

We do not analyze private user inputs for commercial exploitation, resale, or behavioral profiling.

4. Service Quality Commitments

Smartby LLC places high importance on the quality and reliability of its services. In particular, we prioritize:

  • A clear, intuitive, and professional user experience
  • Reasonable efforts to ensure data accuracy and relevance
  • System availability and performance
  • Timely and responsive customer support

While we strive to meet these standards, the services are provided on an “as is” and “as available” basis, and uninterrupted or error-free operation cannot be guaranteed.

5. Data Sources and Accuracy

Smartflow tools may rely on third-party data sources, public information, or automated processing. Although reasonable care is taken, Smartby LLC does not guarantee the completeness, timeliness, or absolute accuracy of the data provided and shall not be held responsible for decisions made based on such information.

6. User Feedback and Suggestions

We actively welcome user feedback, feature requests, and suggestions for improving Smartflow tools. By submitting suggestions, you acknowledge that such feedback may be implemented without obligation, compensation, or attribution.

User feedback is used to improve product direction, usability, and functionality, but not to extract or reuse private user data or confidential project information.

7. Acceptable Use

You agree not to misuse the platform, including but not limited to attempting unauthorized access, reverse engineering, automated scraping, resale of services, or any activity that may disrupt or harm the platform or its users.

8. Intellectual Property

All software, interfaces, trademarks, content, and proprietary technology associated with Smartflow remain the exclusive property of Smartby LLC or its licensors. No rights are granted except as expressly stated in these Terms.

9. Suspension or Termination

Smartby LLC reserves the right to suspend or terminate access to the services in the event of a material breach of these Terms, unlawful activity, or misuse of the platform.

10. Modifications to the Terms

We may update these Terms from time to time to reflect changes in the service or legal requirements. Continued use of the platform after such changes constitutes acceptance of the revised Terms.